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Oxford Wealth Advisors  | Lynn B. Thurgood, CLU, CAS  | 481 Quantum Road NE Rio Rancho, NM 87124 505-891-9800  www.oxfordwealthnm.com

Investment advice is offered by Horter Investment Management, LLC (HIM), a Registered Investment Adviser. Insurance and annuity products are sold separately through Insurance Network, Inc. (INI). Securities transactions for Horter Investment Management clients are placed through Pershing Advisor Solutions, Trust Company of America, Jefferson National Monument Advisor, Fidelity, Security Benefit Life, FC Stone and Wells Fargo Bank, N.A.  Oxford Wealth Advisors, LLC (OWA), Insurance Network, Inc. (INI), and Horter Investment Management, LLC (HIM), are independent of each other.